The capital to build,
the credit to scale.
Icons Financial helps small businesses unlock working capital and rebuild credit — so you can stop waiting on banks and start moving on opportunity.
Funding shaped to your business, not the other way around.
From same-day cash advances to long-term credit repair, every Icons product is built to help you move faster than your bank ever will.
Merchant Cash Advance
Funds in 24–48 hrs against future receivables. Flexible daily or weekly remittance.
Learn moreBusiness Term Loans
$25K – $5M in fixed term capital. Use it for expansion, equipment, payroll, or inventory.
Learn moreLines of Credit
Revolving access up to $500K. Draw what you need, pay interest only on what you use.
Learn moreCredit Repair
Personal & business credit restoration to unlock better rates and bigger approvals.
Learn moreThree steps. One human. Zero runaround.
You'll work with one dedicated funding advisor from your first call to your final payoff. No call centers, no portals that lose your file.
Start your application- 01Apply in 4 minutes
A simple online form — no credit pull, no documents needed to start.
- 02Get matched in 24 hours
We shop our network of 75+ funders to find your best rate and structure.
- 03Funded in your account
Sign electronically and wire-receive funds same-day in most cases.
Bank-level security
256-bit encryption. We never sell your data, ever.
75+ funding partners
We compete lenders for your business, not the other way around.
Real advisors, real answers
One advisor, one phone number. From hello to funded.
Owners who needed capital fast — and got it.
"Icons funded my second location in 11 days when my bank wanted 3 months of paperwork."
"They rebuilt my personal credit by 142 points so I could finally qualify for a real term loan."
"The line of credit saved my payroll twice. My advisor actually picks up the phone."
Stop waiting on the bank. Start thriving.
No credit pull to apply. No fees until funded. One call may be all it takes.
Apply now